Muhammad Abdul Aziz is a PhD researcher, having background in Business and Environmental Science. His current research is in the area of climate finance focusing on the climate change risks on the investment portfolios of the financial institutions. His previous research includes identifying the factors that influence the level of green finance among the financial institutions.  He holds MBA in Finance and MSc in Environmental Management for Business. Mr. Aziz worked in leadership roles in financial sector where he assessed project feasibility, credit risks and arranged green finance from development partners.